Programs vary based on where you plan to buy a home. In Texas, for example, the Department of Housing and Community Affairs offers down payment and closing cost assistance of up to 5% of the loan ...

Saving that much can be an obstacle to homeownership for many, but banks, government agencies and nonprofits all offer down payment assistance programs (DPAs) that can help close the gap.

Types of down payment assistance programs National down payment assistance programs often provide assistance in the form of a loan that acts as a second mortgage on your home. These loans may be ...

The down payment is the biggest barrier to achieving homeownership, so why is a Washington regulator ending a program of ...

Fortunately, down payment assistance programs are available to help first-time homebuyers overcome this hurdle. The housing market has seen significant fluctuations, making it challenging for many ...

Down Payment Resource (DPR) today released its Q1 2025 Homeownership Program Index (HPI) report, which saw the number of entities offering homebuyer assistance programs increase by 55 year-over-year.

The classes offered by state and local housing finance agencies are usually free or low cost and include information about how to access down payment assistance and other programs. “At Manna ...