Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.
Those with less than perfect credit might be surprised at how quickly they can improve their credit scores, beginning with paying their bills bimonthly.
To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.
You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...