When Joy Sharp built a new home in the small coastal community of Wilmington, North Carolina, about eight years ago, her homeowners insurance cost was a relatively modest $1,400. That was then. Now, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Homeowners insurance can be harder to get or more expensive depending on your house's location, age and condition, your claims history and even your credit score. But even if you've been rejected or ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Every once in a while, homeowners may have a vacant property on their hands for an extended time. It may be waiting to be sold, undergoing renovations or closed during certain seasons, or other ...

Homeowners insurance in New Jersey averages about $1,200 a year for $300,000 in dwelling coverage. That's a lot less than the national average of $2,341, but still an increase of more than 15% since ...

If you haven’t filed a homeowners insurance claim in a long time—or ever—and are seeing your premiums soar, switching to another insurer sounds like a no-brainer. Even if you’ve had a claim in recent ...

You've probably heard of homeowner's insurance. But if you're renting and need some sort of coverage, here are some renter's ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...