"There has to be a solution." Homeowner issues warning after enduring nightmare scenario with insurance company: 'Punishing ...

New regulations were supposed to ensure that homeowners in fire zones would have coverage available. But companies can still avoid serving many high-risk areas, a Times investigation found.

"Markets are being exited." Lawmakers take action as homeowners grapple with higher insurance rates: 'Out of touch for the ...

Residential policyholders across California could be paying several hundred million dollars to help cover the costs of claims ...

Before the world watched on as wildfires engulfed large swathes of California early in 2025, an insurance crisis was already starting to heat up. In the months and years before the disastrous 2025 ...

USAA, the seventh-largest home insurer in California, is seeking to raise rates by 7.3% for 2026, according to a recent filing with the California Department of Insurance. "Despite these challenges, ...

The FAIR Plan calculated its rate hike request using new guidelines approved by the California Department of Insurance late ...

Sacramento — Two lawsuits filed in Los Angeles allege major home insurance companies have colluded to limit coverage in California communities at high risk for wildfires and force homeowners onto the ...

Amid more frequent wildfires, hurricanes, and floods, Consumer Reports argues homeowner protections should be codified across ...

A number of new laws have just been adopted that aim to stabilize the home insurance market, before and after a major ...

You can customize your homeowners policy with numerous add-ons, but below are the types of coverage that generally come standard: Dwelling. Pays to repair or rebuild the structure of your home. Other ...