Underwriting occurs when individuals or organizations assume financial risk in exchange for payment. Financial risk is the risk that a company may not generate enough cash flow or revenue to fulfill ...

Discover how merchant banks provide financial services like underwriting, advising, and equity fundraising for large corporations and high-net-worth individuals.

Many insurers have invested in AI, but few are seeing real impact. Enter: swarm decision intelligence—collaborative AI agents working with human oversight.

Underwriters often point out in conversations with the business that they typically use between seven and 15 different systems and data sources when assessing a single risk. According to Accenture, on ...

Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate.

The Evolution of Underwriting with AI The underwriting process has undergone a significant transformation in recent years, driven by advancements in artificial intelligence (AI) and machine learning ...

GSE says verification of assets, income, and employment increases efficiency and reduces risk Freddie Mac announced Thursday it is utilizing new automated underwriting capabilities that allow lenders ...

On November 30, 2020, the Consumer Financial Protection Bureau (CFPB) granted a no-action letter to an online loan marketplace company for its artificial intelligence (AI) loan origination and ...

Q3 2025 Management View John J. Marchioni, CEO, President & Chairman, reported an operating return on equity of 13.2% for the quarter, attributing this performance to an 18% year-over-year increase in ...

To Let signs are seen on shop units on the high street in Maidstone To Let signs are seen on shop units on the high street in Maidstone The report is based around a survey of 19 chief underwriting ...

On September 19, the Consumer Financial Protection Bureau (CFPB) issued Circular 2023-03, which provides guidance as to how lenders must explain denials of applications of credit when the underwriting ...