Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

Dave Ramsey has strong opinions on annuities and doesn't hold back. Here's why he warns most investors to avoid them and what he suggests you consider instead.

Jump in sales of pension annuities valued at over £250,000 and £500,000 - The higher value of premiums has gone alongside a ...

Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...

I do not fully understand the guarantee option. As it is a 100 per cent joint life annuity why doesn't it have a guarantee period as I thought it was for both of us until both our deaths?

Many baby boomers are reaching the age when it’s time to retire, if they haven’t retired already. This means that they’ll ...

The Association of British Insurers indicated that the total value of premiums paid into individual pension annuities reached ...

So what is an annuity? Annuities are insurance company products that pay out at a fixed rate or amount of money in a series of payments instead of a lump sum payment. Their main function is to remove ...

In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients. This is not just from research, but from my lived experience. In ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

For many retirees, the biggest financial fear isn’t a market crash — it’s running out of money. One way to lock in predictable income for life — and avoid the nightmare of running out of money in ...

Larger pension pots helped push total premiums paid into individual annuities up 4% to £7.4 billion in 2025, marking the highest annual level since ...